Investigative Services

Insurance Fraud

It is a criminal offense that causes loses worth billions every year. Insurance fraud is one of the most common fraudulent offenses and in many cases, it is deliberately planned and implemented by the people concerned – without batting an eye.

The perpetrators are by no means always a special group of people with a particularly high level of criminal intent.

Wir ermitteln bei Verdacht auf Versicherungsbetrug

What is insurance fraud?

Insurance fraud is any act committed with the intent to gain a fraudulent advantage from an insurance process. This can occur when an applicant tries to receive a benefit or benefit that is not entitled to it, or when an insurer knowingly refuses a benefit due. The perpetrators can be employees of insurance companies as well as applicants. False insurance claims are insurance claims filed with the intent to defraud an insurer.

Insurance fraud has existed since the beginning of insurances. Fraudulent claims make up a significant proportion of all claims made by insurers and cost billions annually. The types of insurance fraud are diverse and occur in all areas of insurance. Insurance crimes also range in severity from slightly exaggerated claims to intentional accidents or damage.

Fraudulent activities affect the lives of innocent people, both directly through accidental or willful injury or damage, and indirectly, as these crimes lead to higher insurance premiums. Insurance fraud is a significant problem and governments and other organizations strive to prevent such activity.

Also many, otherwise innocent citizens, do not take it very seriously when it comes to simulating a claim or the bill for e.g. Allowing repair costs to be higher than what is actually true.

The damage for insurance companies – especially in the household goods division and in the extensive area of liability – is enormous.

Almost everyone is familiar with insurance fraud. We have all heard the stories of people who received large sums of money after a fake injury in a car accident.

What can I do about insurance fraud?

Fraud is a problem that any business or entrepreneur can face. It can take years or decades to realize this is happening. When a lot of people are involved, it is difficult to know what is going on. In order to minimize the huge extent with professional support as best as possible, many insurers fall back on the services of reputable and highly competent and experienced detective agencies in the detection of insurance fraud.

Because they know that in order to disclose the fraudulent intentions of their customers, solid and irrefutable evidence is required. The knowledge of which evidence is suitable and methods it can be provided with lies in the investigative competence of our highly qualified detectives.

The reporting takes place in written and visual documentation. All detectives involved are, of course, available to you as witnesses in court at any time.

Who will pay the costs of the investigation?

According to the judgment of the Federal Court of Justice, the detective costs incurred for the investigation, are part of the legal costs, which in the event of a dispute, the losing party, under the condition that the detective work was necessary for the enforcement of the law, with reference to a specific suspicion. This applies to both the economic and the private sector.

This means: The detective agency proves that a criminal offense or misdemeanor was committed by the opposing party during the investigation and surveillance. In this case the losing party has to reimburse the detective costs.

Get a free, professional and non-binding consultation now!

Describe your case to us and we will examine individually how we can achieve the best results for you.

All customer advisors in our detective agency are available Monday to Friday from 8:00 a.m. to 8:00 p.m. and on Saturdays from 10:00 a.m. to 3:00 p.m. by telephone, email and also personally by appointment.

You remain anonymous as long as you wish. You only reveal your identity to us when you place the order. All inquiries are treated with absolute confidentiality.

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Saturday: 10 a.m. - 3 p.m

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